At Forward Financial Bank, a branch of Marshfield Savings Bank, Protecting the privacy and confidentiality of your personal information is important to our employees and to us. We value your business and the trust you put in Forward Financial Bank, a branch of Marshfield Savings Bank,. To offer you the financial products and services you seek, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected here at Forward Financial Bank, a branch of Marshfield Savings Bank, we are providing you with the following statement describing our practices and policies with respect of the privacy of customer information. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice.


Information We Collect
We collect nonpublic information about you from some or all of the following sources:

Information we receive from you on applications or other forms, such as you name, address, social security number, assets and income.
Information about your transactions with us, our affiliates, or others such as your account balance, payment history, parties to transactions and credit card usage; and, information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Information We Disclose
We do not disclose any nonpublic personal information about our customers and former customers to affiliates or non-affiliated third parties except as permitted by law. We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Our Security Measures
We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.

How Can You Help Protect Your Information?
Keep your Account Information Confidential – such as account numbers, balances, plastic card numbers, Personal Identification Numbers (PIN’s), and passwords. Never keep your PIN or password with your card, which could provide free access to your accounts if your card is lost or stolen.

Be Careful When Disclosing Your Account Numbers – social security number etc. to other persons. Never give account numbers over the phone to someone claiming to represent the bank unless you initiate the call to the Bank. Official Bank staff will have your account number if we call you.

Notify Us – of any changes in your address or telephone numbers. It is important that we have current information to reach you. If we detect any potential fraud or unauthorized activity on your account, we will attempt to contact you immediately.

If you have any questions on this notice, please do not hesitate to telephone the Bank’s Security Officer at 1-800-671-0942 or write us at:

Forward Financial Bank – Security Officer
PO Box 608
Marshfield, WI 54449