Home  Other Banking Services
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Other Personal Banking Services |
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Debit/Check Cards:
- Check out our Checkcard, Imagine faster, easier checking. MasterCheck Card gives you immediate access to your checking account while offering all the flexibility and acceptance of a credit card. Worldwide acceptance, Quick access to cash, Local customer service.
- This is one powerful card, This is the card to carry. It has all the great features of a credit card, flexibility, worldwide acceptance, safety. Yet it acts as a check, with purchases or ATM withdrawals taken directly from your checking account.
- It's easy to use, when a purchase is made the amount will automatically be deducted from your checking account. Every transaction will appear on your monthly statement with the detailed information you need: amounts, dates, and locations.
- It's convenient, There's no ID required. It's accepted virtually the world over, nearly anywhere you spot the familiar MasterCard logo. And if you ever need quick cash, you can visit any one of 140,000 financial institutions worldwide or any ATM affiliated with your financial institution. It's that easy. MasterCheck Card is also ideal for hotel reservations, car rental, and even grocery store and department store purchases.
- It's safe, MasterCheck Card is safer than carrying cash, easier than carrying a checkbook. And if your card is lost or stolen, you aren't liable for unauthorized purchases. Just call 715-267-7221 or 715-669-5341 as soon as your realize your card is missing.
- It's a great concept! Take advantage of a whole new approach to checking.
ATM Cash Cards: ATM Cash Cards (or PULSE cards) are used to withdraw cash from your statement savings account at an ATM machine. These cards can be extremely convenient for making cash withdrawals when you have only a statement savings account. To apply fill out the personal deposit account application and submit.
Automatic Withdrawals and Direct Deposits:Automatic Withdrawals: Automatic Withdrawals are recurring withdrawals that are subtracted from your account. They are most commonly used to make loan payments, pay insurance premiums, to pay membership fees, etc... They are originated by the customer and the company that is being paid. You will need to provide the company with Forward Financial Bank's routing number (275971139), a voided check or blank deposit slip (be sure to use all ten-digits of your account number), and a signed authorization. Be sure to give this information only to companies you know and trust.
Direct Deposits: Direct Deposits are originated by the customer with the company that will be paying you. You will need to provide the company with Forward Financial Bank's routing number (275971139), your account number (be sure to use all ten-digits), and a signed authorization. Be sure to give this information only to companies you know and trust.
Overdraft Protection:
- You no longer need to worry about being overdrawn on your checking account, being charged an overdraft fee, or having your checks returned for Non-Sufficient Funds.
- With Overdraft Protection, if your checking account becomes overdrawn, funds from a Statement Savings Account, Passbook Savings Account, or Insured Money Market Account will be directly transferred to your checking account.
- There is a $10.00 fee when a transfer occurs.
- You will receive a sweep notice in the mail telling you that a transfer has been made.
- Remember, however; that overdraft protection only works if you have enough money in your account to be withdrawn and transferred to your checking to cover the entire overdraft amount.
- We also offer Overdraft Protection Line of Credit Loans, see the Personal Loans section for that information.
Safe Deposit Boxes: This is a service that is at our Greenwood office location at 212 S. Main Street. Please call for more details.
To rent a safe deposit box from Forward Financial Bank you must have at least one open account with us. Your rent will be paid as an automatic withdrawal annually on the anniversary of your original rental date. You can set up your automatic payment from a checking or statement savings account. All expenses incurred in connection with your box will be withdrawn from your transmatic account. We reserve the right to raise our fees at any time.
Stop Payment Info: To place a stop payment you should proceed to Access online banking and choose the stop payment tab. Stop payments cost $25.00 per stop to place. Be sure to look at your account history and stop payment history in Access online banking to be sure the check has not already been sent through the system and cleared your account, or been stopped prior to your current actions.
Foreign Currency: Forward Financial Bank does offer foreign currency purchases and foreign traveler's checks to our customers. The purchase must be made in U.S. dollars and our correspondent bank, Banker's Bank, determines the exchange rate. It may take 3-5 days for delivery. If the customer desires, we can order for next day delivery for an additional fee.
There are fees for either traveler's checks or currency, plus FedEx postage. You will be asked to complete a Foreign Currency Request form for processing.
Traveler's Checks: Forward Financial Bank sells American Express Traveler's Checks Products. Traveler's Checks Products come in certain denominations and are packaged in certain amounts; consequently they are sold that way. American Express Traveler's Checks can be purchased for $1.00 per $100.00 purchased. American Express Traveler's Checks for Two can be purchased for $1.50 per $100.00 purchased. American Express Gift Cards can be purchased for $3.95 per card. Please see us at either of our offices for these products. We are happy to help you see the world.
Money Orders: Forward Financial Bank sells money orders to both customers and non-customers. Non-customers are required to pay with cash. Money orders can be purchased with a $2.00 fee per money order. Money orders can be made out for any denomination under $5000.00. When you purchase a money order you are required to have only the dollar amount. Please see us at either of our offices for this product.
Cashier's Checks: Forward Financial Bank issues its cashier's checks to customers only. Cashier's checks are withdrawn from the customer's account. Customers are allowed one free cashier's check per day. Any checks beyond one per day are purchased for $1.00 per check. Cashier's checks are best used for amounts over $10.00. Remember that when you purchase a cashier's check you are required to have the following information: the payee (or who the check is being made out to), the dollar amount, and any desired remitter (or memo information). Please see us at either of our offices for this product.
Savings Bonds: Forward Financial Bank sells U.S. Savings Bonds in any of the pre-authorized denominations allowed by the U.S. Treasury. We sell Series EE bonds, which are purchased at half of their face value. We sell Series I bonds, which are purchased at their full face value price. The interest rates on savings bonds are regulated by the U.S. Treasury. Please see us at either of our offices for this product. We are glad to help you make an investment or do some gift shopping.
Collector Coins: Forward Financial Bank offers a full line of collector coins. We are always sure to have the most recent state quarter, as well as proof sets, collector quarter sets, and specialty coins. We willingly order special products for any occasion. Please see us at either of our offices for this product. You can do all of your gift shopping with just one stop at our coin display cases.
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