We have been committed to helping people buy and build homes since our inception. It has always been one of our top priorities to help people attain their dream of being a homeowner. We offer several types of mortgage loans. See the rates section for rate information. Apply online today.

Feel free to contact us with any questions or to make an appointment.

Contact in Greenwood:
Linda Susa at 715-267-7221
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Contact in Thorp:
Sarah Alger at 715-669-5341
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Adjustable Rate Mortgages:
This option is popular when interest rates are high. The interest rate is subject to adjustment at periodic intervals. This option works for those that have an increase in income occurring in the future and plan to own their home for at least five years.

Fixed Rate Mortgages:
The interest rate on this option never changes for as long as you hold your mortgage. It offers steady payments and works well for those who plan to own their home for a long time, and have a set income.

WHEDA Mortgages:
The Wisconsin Housing and Economic Development Authority provides affordable financing to Wisconsin residents. WHEDA loans offer low interest, fixed rate mortgages to low and moderate-income homebuyers. WHEDA loans are available to first-time homebuyers, individuals who have not owned a home in the past three years, or to those purchasing a home in certain areas. WHEDA also helps you buy or renovate an older home. This mortgage plan requires a minimal down payment and carries a below market interest rate. Income and purchase price limitations apply.

WDVA Mortgages:
Wisconsin Veteran Mortgage Loans are available to eligible Wisconsin veterans. This option is a fixed rate loan at below market interest rates. Wisconsin veterans should contact the Wisconsin Department of Veterans Affairs for eligibility information.

Rural Development:
This partnership is to provide no down payment mortgage loans with a fixed rate of interest. Contact us today to learn more. It could be the beginning of your home ownership!

Bi-Weekly Mortgage Payments:
This option offers substantial savings on interest costs and a convenient payment plan that is tied to your own pay period. Half of your normal monthly payment is deducted from your account every two weeks. By reducing principal more frequently the total amount of interest paid is reduced significantly.

Construction Loans:
We offer construction loans for building new homes. A variety of construction loans options are available to meet your construction needs.

Home Equity Loans:
Home Equity Loans allow you to make the equity you have built in your home go to work for you. This loan option gives you a regular payment each month for a set amortized schedule. There are a variety of terms that can be chosen for this type of loan. The rate of your loan can be fixed and the interest you pay is tax deductible in many instances. Your Home Equity Loan can be used for any reason. The equity in your home can be one of your best assets, so why not use it?.

Home Equity Line of Credit Loans:
Home Equity Line of Credit Loans allow you to use one of your greatest assets, your home, for your benefit. The equity that you have built in your home can allow you to obtain a revolving line of credit to use for any pertinent reason. This loan option gives you a chance to draw from your home equity as you need to and then make payments on what you have borrowed based on the principle balance. This loan option is renewable on an annual basis with a rate that is fixed on the same annual schedule. The interest you pay is tax deductible in many instances. Home Equity Line of Credit Loans are just another advantage you gain from owning your own home.

Reverse Mortgage:
A "reverse" mortgage is a loan against your home that you do not have to pay back for as long as you live there. With a reverse mortgage, you can turn the value of your home into cash without having to move or to repay the loan each month. The cash you get from a reverse mortgage can be paid to you in several ways.

No matter how this loan is paid out to you, you typically don't have to pay anything back until you die, sell your home, or permanently move out of your home. To be eligible for most reverse mortgages, you must own your home and be 62 years of age or older. To learn more about this exciting program, call one of our loan experts today.